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Payments Made Simple
2885 E Quail Ave, Las Vegas, NV 89120
(888) 325-PAID

“We,” “our” and “us” refer to Pade.io. “You” and “your” refer to end-users of this site.

Your California Privacy Rights

If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by us or third parties for their direct marketing purposes.

To make such a request, please send an email with your first name, last name, mailing address, email address and telephone number to [email protected] Please include “California Privacy Rights” in the Subject line of your email.

Although listed as “California” this policy is uniformly applied.

Cookies
The Website uses a “cookie” to assign a unique identifier to your computer. The cookies we use are persistent files that your web browser places on your computer’s hard drive. Cookies may be used to help save information on past activities and other preferences, so that you are not required to reenter information each time that you visit the Website, and to deliver content specific to your interests. No personally identifiable information is gathered by the cookies.

Security
All collected information is stored in a technically and physically secure environment. Furthermore, access to this information is strictly limited, and the information is not accessible to the public. We are dedicated to ensuring the security and privacy of all user information. To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we use appropriate industry standard procedures to safeguard the confidentiality of your personal information, such as firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of network traffic to track abuse of our network and its data.

Information We Collect
The information that we collect is generally limited to personal information about you that you submit on the Website. The personally identifiable information that may be collected includes: your name; address; email address; telephone number; fax number; information about your interests in and use of various products, programs, and services; and education level and interests. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails, instant messaging, or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this

Website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry.

Like most website servers, we use log files. Log files track anonymous user information including, but not limited to, Internet Protocol (“IP”) addresses, browser type, Internet Service Provider (“ISP”), referring/exit pages, platform type, date/time stamp, and number of clicks. This information is tracked in order to analyze trends, administer the Website, track users’ movements in the aggregate and gather broad demographic information for aggregate use. The information tracked via log files is not linked to personally identifiable information.

User contributed content

In the event that you choose to contribute content to the site, you grant a non-exclusive royalty free license to Pade.io to use the information worldwide. The content may be edited and reused in the artistic judgment of Pade.io. Hate speech and illegal activities are forbidden. All users are strongly encouraged to act civilly toward one another.

Passwords
You are responsible to keep your password(s) secure, and you agree not to disclose your passwords to any third party. You are solely responsible for any activity that occurs under your user names and accounts, including any sub-accounts. If you lose your password(s) or the encryption keys for any of your Company products or Services, the Company may not be able to assist you in recovering any associated data or information. You must notify the Company immediately of any suspected unauthorized use of your accounts or any other security breach related to the Services. If the Company determines that a security breach or suspected fraudulent activity has occurred or is likely to occur on your account, the Company may suspend your account until the applicable account activity has been verified.

DMCA Notice
If you believe that your intellectual property rights have been violated us or by a third party who has uploaded Content on our Site, please provide the following information to our designated copyright agent listed below:

  • A description of the copyrighted work or other intellectual property that you claim has been infringed;
  • A description of where the material that you claim is infringing is located on the Site;
  • An address, a telephone number, and an e-mail address where we can contact you and, if different, an e-mail address where the alleged infringing party, can be reached;
  • A statement that you have a good-faith belief that the use is not authorized by the copyright or other intellectual property rights owner, by its agent, or by law;
  • A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf;
  • Your electronic or physical signature.

We may request additional information before removing any infringing material. We may provide the alleged infringing party with your e-mail address so that that person can respond to your allegations.
If you believe your copyright material is being used on this Site without permission, please notify the designated agent at Pade.io.

Sharing of Information
Pade.io provides you with the opportunity to receive special offers, products and/or services from other third-party companies. To receive such offers, products and/or services your personally identifiable information supplied to us during the registration process will be shared with such third-party companies so that they may provide the product or service to you that you have ordered from them without requiring that you first complete another registration form.

By submitting your e-mail address at the website you agree to receive e-mail marketing from Pade.io and our third-party advertisers. We may share our user information and/or join together with other businesses to bring selected opportunities to you. We are able to offer third party services to you, in part, based on your willingness to be reached by our third-party advertisers. Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, Pade.io retains the right to contact you via telemarketing in accordance with the ATSR. By registering with, or requesting information from, a third-party advertiser at or through the Website, such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via e-mail, direct mail and/or telemarketing by such third-party advertiser in accordance with the ATSR.

Pade.io is not responsible for any content, terms and conditions, or the privacy policies of any third party advertisers’ websites. The entities that advertise and/or place banner ads at the Website including, but not limited to, third party advertisers, are independent third parties and are not affiliated with Pade.io. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. Pade.io is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.

How We Use Your Information:
By submitting that information to Pade.io , you grant us the right to use your personal information for any legal purpose including, without limitation: a) providing promotional offers to you via email advertising and/or online banner advertising; b) transferring the personal information that you provided to a third party, when necessary, to receive a product, service, or information that you may have requested from such third party while using the Website; c) tracking compliance with our Terms and Conditions; and d) for validation, suppression, content improvement and feedback purposes.

We may maintain separate email lists for different purposes. In order to end your email subscription to a particular list, you must follow the instructions contained in any email correspondence that you receive from Pade.io. Though we make every effort to preserve user privacy, we may be required to disclose personal information in some instances, such as: 1) when required by law wherein we have a good faith belief that such action is necessary to comply with a judicial proceeding, court order, and/or subpoena; 2) in the event that Pade.io is sold or acquired; or 3) in the event that we believe that the Website is being, or has been, used in violation of our terms and conditions or to commit unlawful acts. Any subsequent purchaser will be bound by the same terms as provided in this privacy policy as modified.

Moreover, you hereby consent to the disclosure of any record or communication to any third party when Pade.io in its discretion, determines the disclosure to be appropriate including, without limitation, sharing your email address with other third parties for suppression purposes in compliance with the provisions of the CAN-SPAM Act of 2003 and TCPA, as amended from time-to-time.

SMS and Wireless Policies:
We may use personal information to provide the services you’ve requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence.

The TCPA and the FCC’s rules regulate many text messages sent to a mobile phone using an autodialer. These texts are banned unless (1) you previously gave consent to receive the message or (2) the messages is sent for emergency purposes. This ban applies even if you have not placed your mobile phone number on the national Do-Not-Call list of numbers telemarketers must not call.

For more information on the TCPA and the national Do-Not-Call list, see the consumer guide at: www.fcc.gov/guides/unwanted-telephone-marketing-calls

Minors:
Visitors under 18 years of age are not permitted to use and/or submit their personal information at the Website. Pade.io does not solicit or collect information from individuals under the age of 18. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Please be advised that, although we take every reasonable technological precaution available to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure.

Opt-Out/Unsubscribe:

Email
To stop receiving future communications from Pade.io please use our unsubscribe form: http://pade.io/unsubscribe.html or email us at [email protected] Unsubscribing from one list will not automatically unsubscribe you from all email lists. To unsubscribe from a third party service, you must contact that third party directly.

California Do Not Track
We track customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) signals. However, some third party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, certain web browsers allows you to set the DNT signal on your browser so that third parties (particularly advertisers) know you do not want to be tracked. If you would like to learn how to set your browser so that websites do not track you, go here:

  • Safari: https://support.apple.com/kb/PH21416.
  • Mozilla (Fire Fox): https://www.mozilla.org/en-US/firefox/dnt/
  • Microsoft Edge: https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy
  • Opera: http://help.opera.com/Windows/12.10/en/notrack.html

Third parties that have content embedded on this site, such as a social feature or a stock ticker, may set cookies on a user’s browser and/or obtain information about the fact that a web browser visited a specific website from a certain IP address. Third parties cannot collect any other personally identifiable information from this site unless you provide it to them directly.

SMS and Wireless:
To opt-out and remove your SMS information by sending “STOP”, “END”, “QUIT” to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Changes to the Privacy Policy & Notification of Changes:
Pade.io reserves the right to change or update this Privacy Policy at any time by posting a notice at the Website that we are changing our Privacy Policy. If the manner in which we use personally identifiable information changes, we will notify users by posting the changes on this Website. Any and all changes to our Privacy Policy are effective immediately upon posting. The user’s continued use of the Website and/or continued receipt of Pade.io e-mails constitutes an affirmative acknowledgement and acceptance by the user to the terms of the modified Privacy Policy.

Contacting the Site
If you have any questions about this Privacy Policy or the practices of Pade.io please contact us at [email protected]

Dispute resolution
Any disputes arising out of, or concerning the relationship between us and you will be submitted to binding arbitration under the rules for commercial arbitration of the American Arbitration Association, with any hearing to be held in Las Vegas, Nevada. Any action brought against us will be by the Customer in its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.

Updates
We may update the terms of the privacy policy upon 7 day’s notice by notification through the home page of the site or other means. If you do not agree to updated terms, please do not continue to use the site.